Our Process

From application to cash in your account in as little as 24 hours. Here's exactly how it works.

Quick & Simple

4 Easy Steps to Get Funded

We've streamlined our process to get you the money you need as fast as possible. No unnecessary paperwork, no long waits.

Submit Your Application

~5 minutes

Fill out our simple online application with basic information about yourself and your case. You'll need your attorney's contact information so we can verify your case details.

No credit check

No employment verification

100% confidential

We Review Your Case

Same day

Our team contacts your attorney to review your case details. We evaluate the merits of your case and determine how much funding you qualify for. This typically happens the same day you apply.

Quick attorney verification

Case-based approval

Transparent terms

Sign Your Contract

~2 minutes

Once approved, you'll receive our simple one-page contract with clear, straightforward terms. No hidden fees, no fine print tricks—just honest, transparent funding with simple interest.

1-page contract

Simple interest rates

E-sign from anywhere

Get Your Money

24-48 hours

After signing, we'll securely verify your bank account and deposit your funds directly. Most clients receive their money within 24-48 hours of approval.

Direct bank deposit

Secure Plaid verification

No monthly payments

Start Your Application

Bank-Level Security

Secure Bank Verification with Plaid

We partner with Plaid, the trusted leader in financial technology, to securely verify your bank account for deposits. Plaid is used by major banks and apps like Venmo, Robinhood, and Coinbase.

We Never See Your Login

Your bank credentials are entered directly with Plaid—we never have access to your username or password.

Bank-Grade Encryption

All data is encrypted using 256-bit encryption, the same standard used by banks and financial institutions.

Instant Verification

Skip the hassle of voided checks or bank letters. Plaid instantly verifies your account so you get funded faster.

Read-Only Access

Plaid only retrieves what's needed to verify your account. No one can move or access your money.

Trusted by 12,000+ financial institutions

Bank of America

Chase

Wells Fargo

12,000+ more institutions

Verification status Secure & Instant

After Funding

What Happens After You're Funded?

Once you receive your money, here's what to expect going forward.

No Monthly Payments

Unlike loans, there are no monthly payments to worry about. The funding is repaid only when your case settles.

Risk-Free Guarantee

If you don't win your case, you keep the money and owe us nothing. That's our promise.

Additional Funding Available

Need more funds while waiting for your case? You may qualify for additional advances as your case progresses.

Common Questions About Our Process

How long does the approval process take?

Most applications are reviewed and approved within the same business day. Once approved and your contract is signed, funds are typically deposited within 24-48 hours.

Is my banking information safe with Plaid?

Absolutely. Plaid uses bank-level 256-bit encryption and is trusted by thousands of financial institutions. We never see or store your bank login credentials—Plaid handles that securely.

What if my bank isn't supported by Plaid?

Plaid supports over 12,000 financial institutions, so most banks are covered. If for some reason yours isn't, we have alternative verification methods available. Just contact our team and we'll help you out.

Do I need my attorney's permission to apply?

You can apply without first speaking to your attorney. However, we do need to verify your case details with your attorney's office as part of our review process. Most attorneys are familiar with pre-settlement funding and work with us regularly.

View all frequently asked questions →

Ready to get started?

Apply in just 5 minutes and get the funding you need.

Get in touch Call us at (480) 568-2202