Our Process

From application to instant funding. Here's exactly how we get money in your account faster than anyone else.

Quick & Simple

4 Easy Steps to Get Funded

We've streamlined our process to get you the money you need as fast as possible. No unnecessary paperwork, no long waits.

Submit Your Application

~5 minutes

Fill out our simple online application with basic information about yourself and your case. You'll need your attorney's contact information so we can verify your case details.

No credit check

No employment verification

100% confidential

We Review Your Case

Same day

Our team contacts your attorney to review your case details. We evaluate the merits of your case and determine how much funding you qualify for. This typically happens the same day you apply.

Quick attorney verification

Case-based approval

Transparent terms

Sign Your Contract

~2 minutes

Once approved, you'll receive our simple one-page contract with clear, straightforward terms. No hidden fees, no fine print tricks—just honest, transparent funding with simple interest.

1-page contract

Simple interest rates

E-sign from anywhere

Get Your Money Instantly

Instant at 1,000+ banks

After signing, we securely verify your bank and send your funds directly. At 1,000+ banks, funds arrive in seconds. For all other banks, you'll receive a same-day transfer.

Instant at major banks

Same-day everywhere else

Start Your Application

Secure Verification. Instant Funding.

We've partnered with Plaid —the trusted leader in financial technology—for both secure bank verification and instant fund transfers. The same technology used by Venmo, Robinhood, and major banks.

Secure Bank Verification

Connect your bank account securely in seconds. No voided checks, no bank letters—just instant verification.

We never see your login credentials

256-bit bank-grade encryption

Read-only verification access

12,000+ supported institutions

Instant Funding

NEW

Get your money in seconds, not days. We send funds directly to your bank account the moment you're approved.

Instant transfers at 1,000+ banks

Same-day transfers for all other banks

Available 24/7, including weekends

No extra cost for faster funding

Trusted by millions worldwide

Bank of America

Chase

Wells Fargo

Citi

+ 12,000 more

After Funding

What Happens After You're Funded?

Once you receive your money, here's what to expect going forward.

No Monthly Payments

Unlike loans, there are no monthly payments to worry about. The funding is repaid only when your case settles.

Risk-Free Guarantee

If you don't win your case, you keep the money and owe us nothing. That's our promise.

Additional Funding Available

Need more funds while waiting for your case? You may qualify for additional advances as your case progresses.

Common Questions About Our Process

How long does it take to receive my funds?

At 1,000+ participating banks, you can receive your funds instantly—in seconds, not days. For all other banks, we offer same-day transfers. This is a significant improvement over the traditional 24-48 hour wait time you'll find at other companies.

Is my banking information safe?

Absolutely. We use Plaid, the same secure technology trusted by apps like Venmo, Robinhood, and major banks. Your data is protected with bank-level 256-bit encryption, and we never see or store your bank login credentials.

How does instant funding work?

Once you're approved and sign your contract, we verify your bank account securely and send funds directly to you. At participating banks, the money arrives in seconds. For other banks, you'll receive a same-day transfer. Either way, you get funded faster than anywhere else.

What if my bank doesn't support instant funding?

No problem—you'll still receive a same-day transfer, which is significantly faster than the traditional 24-48 hour processing. We support over 12,000 financial institutions for secure bank verification.

Do I need my attorney's permission to apply?

You can apply without first speaking to your attorney. However, we do need to verify your case details with your attorney's office as part of our review process. Most attorneys are familiar with pre-settlement funding and work with us regularly.

View all frequently asked questions →

Ready to get funded instantly?

Apply in just 5 minutes. Get approved the same day. Receive funds in seconds.

Get in touch Call us at (480) 568-2202