When you’re waiting for your lawsuit to settle, every day matters. Bills pile up. Rent comes due. Life doesn’t pause just because you’re in a legal battle.
That’s why we’ve partnered with Plaid to bring you something no other pre-settlement funding company offers: instant funding.
Industry-First Instant Funding
Powered by Plaid's Real-Time Payments Network
1,000+
Banks supported
Instant
Fund transfers
24/7
Availability
The Problem with Traditional Funding
Until now, even the fastest pre-settlement funding companies made you wait 24-48 hours after approval to receive your money. That’s because traditional ACH bank transfers operate on batch processing—they’re only sent a few times per day during business hours.
Apply on a Friday afternoon? You might not see your money until Tuesday.
We knew there had to be a better way.
Traditional Funding
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24-48 hour wait
Wait 1-2 business days for funds
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Business hours only
Banks process on weekdays
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Traditional ACH
Slow batch processing system
Instant Funding
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Instant transfer
Funds arrive in seconds
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24/7 availability
Nights, weekends, holidays
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RTP Network
Modern real-time payments
Our Solution: Real-Time Payments
We’ve integrated with Plaid Transfer to access the RTP (Real-Time Payments) network—the same technology that powers instant transfers between major banks. This network is operated by The Clearing House and includes over 1,000 participating financial institutions.
Here’s what this means for you:
- Funds arrive in seconds, not hours or days
- Available 24/7, including nights, weekends, and holidays
- No extra cost to you for faster funding
- Immediate access to spend, transfer, or withdraw
Your Path to Instant Funding
Apply Online
5 minutes
Get Approved
Same day
Instant Transfer
Seconds
Money Available
Immediate
Apply Online
5 minutes
Get Approved
Same day
Instant Transfer
Seconds
Money Available
Immediate
Two Ways to Get Funded Fast
Not all banks support RTP yet, but we’ve got you covered either way. If your bank doesn’t support instant payments, we automatically use Same-Day ACH to get your funds to you the same business day.
Real-Time Payments (RTP)
Using The Clearing House's RTP network, funds are transferred instantly to your bank account. Available 24/7/365 - even on weekends and holidays.
- 1,000+ banks supported
- Funds arrive in seconds
- Available 24/7/365
- Immediate access to funds
Same-Day ACH
For banks that don't support RTP yet, we use Same-Day ACH to ensure you still receive funds the same business day - much faster than traditional 1-2 day ACH.
- All banks supported
- Funds arrive same business day
- Multiple windows daily
- No extra cost to you
How do I know which one I’ll get?
When you connect your bank account through our secure Plaid integration, we automatically detect whether your bank supports RTP. If it does, you’ll receive instant funding. If not, we’ll use Same-Day ACH—still much faster than the 24-48 hours other companies offer.
You can check if your bank supports RTP on The Clearing House’s list of participating institutions.
An Industry First
We’re the first and only pre-settlement funding company to offer instant funding through real-time payments.
While other companies are still using outdated batch processing systems, we’re investing in technology that puts money in your pocket faster. Because when you’re dealing with a lawsuit, you shouldn’t have to wait a single day longer than necessary.
Why this matters:
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Pay urgent bills immediately – Don’t miss rent or utility payments while waiting for your case to settle.
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Reduce stress – Knowing your money is available instantly means one less thing to worry about.
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More flexibility – Apply when it’s convenient for you, even on weekends, and still receive your funds right away.
Ready to get funded instantly?
Apply now and experience the fastest pre-settlement funding in the industry. Most approvals within the same day.
Apply NowHow It Works
Getting instant funding is simple:
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Apply online – Our application takes about 5 minutes. No credit check required.
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We review your case – Our team works with your attorney to evaluate your case. Most decisions are made the same day.
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Sign your contract – Review and e-sign your simple, one-page agreement with clear terms.
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Connect your bank – Securely link your bank account through Plaid. This takes about 30 seconds.
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Receive your funds – If your bank supports RTP, you’ll have your money in seconds. Otherwise, you’ll receive it the same business day via Same-Day ACH.
Your Money, Your Way
Once your funds arrive, they’re yours to use however you need:
- Pay rent, mortgage, or utility bills
- Cover everyday living expenses while you recover
- Keep up with car payments and insurance
- Handle unexpected costs that come up
And remember: if you don’t win your case, you don’t pay us back. That’s our risk-free guarantee.
Don't wait another day
Join thousands of clients who've received funding from Legal Case Funding. Now with instant transfers available.
Start Your Application
Questions?
Our team is available 24/7 to answer your questions about instant funding or help you through the application process. Call us at (480) 568-2202 or apply online to get started.
Legal Case Funding is proud to be at the forefront of pre-settlement funding technology. We’re committed to making the funding process as fast, simple, and stress-free as possible for clients going through difficult times.